Health Insurance - Medical Dictionary

H E A L T H I N S U R A N C E

California Medical Insurance




As with most other areas of the country, in California medical insurance can be obtained in a variety of ways. The medical insurance business is a complicated venue no matter where you live, but each state generally offers various programs to its residents who are not otherwise eligible for health insurance. In California, medical insurance can be obtained in one of three general ways.

Obviously the best choice for anyone is to be eligible to participate in an employer sponsored health insurance plan. However, many people are ineligible for medical insurance through work. Whether they are self-employed, have lost their job, do not qualify because of job status, or simply do not have it offered or cannot afford it, people still need an viable option for medical insurance. In most cases, if you are eligible for participation in a health insurance plan through work, it will be your best option for coverage.

If you are not eligible for employer sponsored health care, then you must explore your other options. One option is government assisted health care such as Medicare. However, there are eligibility requirements in that case as well. Typically, government sponsored medical insurance programs are based on varying qualifying factors including age, income verification, and limited options. If you believe you are eligible, you should research your options and can begin by calling your local health department for contact information or visit California’s Healthy Family Program (HFP)’s website.

If you must obtain medical insurance on your own, you can begin by calling various open market companies. Blue Cross of California, Aetna, and others can provide you with individual quotes for health insurance. In situations where a resident of California cannot obtain health insurance in the open market, whether from denial or other reasons, there is another option. The Managed Risk Medical Insurance Board (MRMIB) of California offers health insurance to individuals who qualify. They provide access to the aforementioned HFP program as well as other state and federally subsidized programs along with the Major Risk Medical Insurance Program (MRMIP).

To qualify for MRMIP, a person must be a full-time resident of California, cannot be eligible for either part A or part B Medicare and must be able to show that they are ineligible for other coverage. The state shares the cost for this program and it is subsidized through tobacco tax funds. This program is accessible for those residents who have no health insurance coverage and have been denied coverage in the open market because of pre-existing or current medical conditions.

Before qualifying for any of the programs ran by MRMIB, you must meet certain requirements. Demonstrating that you qualify can be an exhausting process, but for those who have not been able to find a suitable plan elsewhere, either through work or in the open market, it is a necessary process. You can visit their website at http://www.mrmib.ca.gov/ for additional information on California medical insurance programs. You can also find additional information on open market insurance plans by contacting an insurer directly or locating an insurance agent in your area.


Affordable Health Insurance Affordable Medical Insurance
California Health Insurance California Medical Insurance
Cheap Health Insurance Cheap Medical Insurance
Connecticut Health Insurance Discount Health Insurance
Find Health Insurance Georgia Health Insurance
Group Health Insurance Health Care Insurance
Health Insurance Carriers Health Insurance Claims
Health Insurance Company Health Insurance Comparisons
Health Insurance for Children Health Insurance for College Students
Health Insurance Costs Health Insurance Deductible
Health Insurance HMO Health Insurance Law
Health Insurance Low Income Health Insurance in Florida
Health Insurance Maryland Health Insurance New York
Health Insurance in NJ Health Insurance Options
Health Insurance PA Health Insurance in PA
Health Insurance Plans Health Insurance Policy
Health Insurance Premiums Health Insurance Provider
Health Insurance Quote Health Insurance Quote 2
Health Insurance Quotes Health Insurance Rates
Health Insurance for Small Businesses Health Insurance Texas
Health Insurance in Texas Humana Health Insurance
Independent Health Insurance Individual Health Insurance
Individual Health Insurance Plans International Health Insurance
Kaiser Health Insurance Kansas Health Insurance
Kids Health Insurance Life Insurance No Medical Exam
Major Medical Insurance Massachusetts Health Insurance
MA Health Insurance Maternity Health Insurance
Maternity Health Insurance Coverage Medical and Dental Insurance
Medical Health Insurance Medicare Health Insurance
Medicare Supplement Plans Medical Insurance
Medical Insurance Company Medical Insurance Plans
Medical Travel Insurance Mental Health Insurance
Mexico Health Insurance Minnesota Health Insurance
Missouri Health Insurance New York State Health Insurance
NY Health Insurance NJ Health Insurance
Online Health Insurance Quotes Small Business Health Insurance
Small Group Health Insurance South Carolina Health Insurance
Student Health Insurance Travel Health Insurance
Washington State Health Insurance Wisconsin Health Insurance


Did Heath Ledger Die of an Overdose?


Another IRG Site ©Copyright 1997 - 2013 MedicalOnline.com.au